MT940 to CSV

Convert SWIFT MT940 bank statements to CSV format

MT940 Input

⬆️Upload File

CSV Output

About MT940 to CSV Converter

Our free MT940 to CSV converter transforms SWIFT MT940 bank statement files into clean, structured CSV data instantly in your browser. The MT940 format is a global standard used by banks worldwide for electronic bank statement delivery, and converting it to CSV makes the data accessible for spreadsheets, accounting software, and custom analysis workflows.

This tool features an advanced bank profile detection engine that automatically identifies your bank's MT940 variant -- whether it follows the standard SWIFT specification, uses SEPA structured fields, or employs a custom Tag 86 format from institutions like Deutsche Bank, ING, Rabobank, Sparkasse, or ABN AMRO. A confidence scoring system rates the accuracy of each extracted field so you can trust the output quality.

All processing happens entirely on your device. No data is uploaded to any server, ensuring complete data privacy and security for sensitive financial information. Whether you are reconciling accounts, migrating banking data, or building automated financial workflows, this converter gives you professional-grade results in seconds.

Key Features

SWIFT MT940 Parsing: Full support for standard MT940 tags including :20:, :25:, :28C:, :60F:, :61:, :86:, :62F:, and :64:
Bank Profile Detection: Automatically identifies MT940 variants from major banks and adjusts parsing accordingly
Confidence Scoring: Per-field and overall confidence ratings for dates, amounts, descriptions, and references
Tag 86 Format Support: Handles SEPA structured, Deutsche Bank structured, ING unstructured, and generic narrative formats
Multi-Statement Processing: Parses multiple bank statements within a single MT940 file
Transaction Preview Table: Interactive preview with color-coded amounts and clickable row highlighting
Opening & Closing Balances: Extracts and displays balance information with currency and date details
Field Mapping Wizard: Manual override for field extraction priorities when auto-detection needs adjustment
File Upload Support: Upload .mt940, .txt, or .mth files directly from your computer
One-Click Export: Download the converted CSV file or copy the output to your clipboard instantly

How to Convert MT940 to CSV

Upload or paste your MT940 data: Click the Upload File button to select an MT940 file from your computer, or paste the raw MT940 text directly into the input area.
Review the input: Verify your MT940 data appears correctly. Use the Sample button to load example data if you want to test the tool first.
Click Convert to CSV: Press the conversion button to parse the MT940 data and generate a structured CSV output with all transaction details.
Review confidence scores: Check the detection info bar for the identified bank profile and overall parse confidence percentage.
Inspect the transaction preview: Browse the interactive table to verify dates, amounts, references, and descriptions before exporting.
Download or copy the result: Use the Download button to save the CSV file or the Copy button to transfer the data to your clipboard.

Use Cases

Accounting Reconciliation: Import MT940 bank statements into Excel or Google Sheets for account reconciliation and bookkeeping.
Financial Audit Preparation: Convert bank data to CSV for auditors who need structured, analyzable transaction records.
ERP System Integration: Transform MT940 files into CSV for importing into SAP, Oracle, or other enterprise resource planning systems.
Banking Data Migration: Move transaction history from one banking platform to another by converting to an intermediate CSV format.
Tax Preparation: Extract and categorize bank transactions for annual tax filing and expense tracking.
FinTech Development: Test and validate MT940 parsing logic using the tool's sample data and confidence scoring features.
Cash Flow Analysis: Convert bank statements to CSV for custom financial modeling and cash flow forecasting.
Multi-Bank Consolidation: Standardize statements from different banks into a single CSV format for unified reporting.

Frequently Asked Questions

What is an MT940 file?

MT940 is a SWIFT (Society for Worldwide Interbank Financial Telecommunication) standard message type used for electronic delivery of bank account statements. It contains structured transaction data including dates, amounts, references, balances, and counterparty information in a standardized text format.

Is this tool free to use?

Yes, this MT940 to CSV converter is completely free to use with no limitations on file size or number of conversions. There is no registration required.

Is my data secure?

Absolutely. All MT940 parsing and CSV generation happens entirely in your web browser. Your financial data never leaves your device and is never sent to any external server.

Which banks' MT940 formats are supported?

The tool supports the standard SWIFT MT940 specification as well as bank-specific variants from Deutsche Bank, ING Bank, Rabobank, Sparkasse, and ABN AMRO. The auto-detection engine adapts to most MT940 variants automatically.

What does the confidence score mean?

The confidence score indicates how reliably each field was extracted from the MT940 data. A score of 90% or higher means high-quality extraction, 70-89% indicates potential minor issues, and below 70% suggests the data may need manual review or field mapping adjustment.

Can I convert multiple MT940 statements at once?

Yes, the converter handles MT940 files containing multiple statements. Each statement with its own reference, account, and transactions is processed and included in the combined CSV output.

Tips & Best Practices

Verify the source file: Ensure your MT940 file is complete and not truncated, as partial files may produce warnings or missing transactions.
Check the confidence scores: After conversion, review the overall and per-field confidence ratings to ensure the extraction quality meets your requirements.
Use the mapping wizard: If the auto-detected field priorities produce unexpected results, open the Field Mapping Configuration to manually adjust extraction order.
Try the sample data first: Load the built-in sample to familiarize yourself with the tool's output format before converting your own MT940 files.
Review the transaction preview: Always check the interactive preview table to spot any parsing anomalies before downloading the final CSV.
Keep your original file: Always maintain a backup of the original MT940 file, as the CSV conversion is a one-way transformation that may simplify some structured data.