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CAMT to CSV

Convert ISO 20022 CAMT.053 XML bank statements to CSV

CAMT XML Input

CSV Output

About CAMT to CSV Converter

Our free CAMT to CSV converter transforms ISO 20022 CAMT.053 bank statement files and CAMT.054 debit/credit notification files into structured CSV data instantly in your browser. The ISO 20022 CAMT format is the modern XML-based standard replacing legacy formats like MT940 across European and international banking, and converting it to CSV makes the data accessible for spreadsheets, accounting platforms, and data analysis tools.

This converter features an intelligent semantic field extraction engine that automatically detects your CAMT version and bank-specific format variant. It supports standard CAMT.053.001.02, the latest CAMT.053.001.08, and CAMT.054 notification formats, as well as custom profiles from banks like ING, Deutsche Bank, Rabobank, and Sparkasse. A built-in confidence scoring system rates each extracted field to ensure data quality.

All XML parsing and CSV generation happens entirely on your device. Your sensitive financial data is never transmitted to any server, guaranteeing complete privacy and security. Whether you are integrating banking data into ERP systems, performing treasury reconciliation, or building SEPA payment workflows, this tool delivers professional-grade results with zero setup.

Key Features

  • ISO 20022 Compliance: Full support for CAMT.053 (statements) and CAMT.054 (notifications) across multiple schema versions
  • Semantic Field Extraction: Priority-based extraction for dates, amounts, references, descriptions, counterparties, and IBANs
  • Bank Profile Detection: Automatically identifies format variants from ING Turkey, Deutsche Bank, Rabobank, Sparkasse, and standard ISO profiles
  • Batch Booking Support: Explodes batch entries (BtchBookg) into individual transactions with proper field inheritance
  • Credit/Debit Inference: Automatically infers CdtDbtInd from amount signs when the indicator element is missing
  • Confidence Scoring: Per-field and overall confidence ratings with low-confidence warnings for data quality assurance
  • Customizable Field Mapping: Override auto-detected extraction priorities through the Field Mapping Configuration wizard
  • XML-to-Row Highlighting: Click any transaction row in the preview table to highlight its source location in the XML input
  • Multi-Currency Support: Correctly handles EUR, USD, GBP, and other currencies with per-transaction currency tracking
  • Counterparty Extraction: Extracts creditor and debtor names plus IBAN details from RltdPties elements

How to Convert CAMT to CSV

  1. Upload or paste your CAMT XML: Click Upload File to select a .xml or .camt file, or paste the raw XML content directly into the input area.
  2. Review the XML input: Verify the data appears correctly. Use the Sample button to load example CAMT.053 data for testing.
  3. Click Convert to CSV: Press the conversion button to parse the XML structure and extract all transaction entries into CSV format.
  4. Check the detection info bar: Review the detected CAMT type, bank profile match, and overall parse confidence score.
  5. Inspect the transaction preview: Browse the interactive table showing dates, amounts, descriptions, counterparties, and per-row confidence.
  6. Download or copy the result: Save the CSV file with the Download button or transfer it to your clipboard with Copy.

Use Cases

  • Treasury Reconciliation: Convert CAMT.053 statements to CSV for automated bank reconciliation in treasury management systems.
  • SEPA Payment Processing: Extract transaction details from CAMT.054 notifications for SEPA credit transfer and direct debit workflows.
  • ERP Data Import: Transform CAMT XML into CSV for importing into SAP, Oracle, Microsoft Dynamics, or other ERP platforms.
  • Regulatory Compliance: Generate structured transaction records from CAMT files for regulatory reporting and audit trails.
  • Cash Flow Forecasting: Import bank statement data into financial models and forecasting tools via CSV intermediary.
  • Multi-Bank Consolidation: Standardize statements from different banks using various CAMT versions into a uniform CSV format.
  • Accounting Software Integration: Feed CAMT transaction data into QuickBooks, Xero, or other accounting platforms through CSV import.
  • FinTech Application Development: Use the tool's sample data and confidence scoring to test and validate CAMT parsing implementations.

Frequently Asked Questions

What is a CAMT file?

CAMT (Cash Management) is a family of ISO 20022 XML message types used for electronic banking. CAMT.053 contains end-of-day bank account statements, while CAMT.054 contains individual debit and credit notifications. These formats are widely used in SEPA countries and are replacing older formats like MT940.

Is this tool free to use?

Yes, this CAMT to CSV converter is completely free with no file size limits, no conversion caps, and no registration required. Use it as often as you need.

Is my data secure?

Yes. All XML parsing and CSV generation runs entirely in your web browser using client-side JavaScript. Your financial data never leaves your device and is never transmitted to any server.

Which CAMT versions are supported?

The tool supports CAMT.053.001.02, CAMT.053.001.08, and CAMT.054.001.02, as well as custom bank-specific variants. The auto-detection engine identifies the schema version from the XML namespace and adjusts parsing accordingly.

What if my bank uses a custom CAMT format?

The tool's field mapping wizard lets you override the default extraction priorities. If a field like Description is in an unexpected location, you can adjust the source priority to match your bank's specific format.

Does the converter handle batch bookings?

Yes. When the tool detects a batch entry (BtchBookg = true), it automatically expands the TxDtls elements into individual transactions, inheriting entry-level fields like date and currency where needed.

Tips & Best Practices

  • Ensure valid XML: The input must be well-formed XML. If you see a parse error, check for truncated files or encoding issues.
  • Review confidence scores: After conversion, check both the overall confidence and individual field scores to identify any extraction issues.
  • Use click-to-highlight: Click any transaction row in the preview table to see which XML element it was extracted from, making verification quick and easy.
  • Adjust field mappings: If the tool maps descriptions or references to unexpected values, open the Field Mapping Configuration to change extraction priorities.
  • Handle multiple statements: The converter processes all Stmt and Ntfctn elements in the XML, so multi-statement files are fully supported in a single conversion.
  • Keep your original files: Always retain the original CAMT XML files as the authoritative source, since CSV conversion may simplify some structured XML data.